Should You Spend Money to Help a Friend?

friends and money

Back in the day when I was single, I was in the market for a car. The POS I paid $2,300 for shortly after coming back from living in Germany for two years didn’t last long and after only a year I had already put over $1,000 in it to fix all its various problems. As I… [Keep reading]

How Much Would You Put Up With to Save Money?

how much would you put up with

Three weeks ago, I ordered a pair of tires on When I created the order on January 5th to be shipped to the store, I was surprised when it said it wouldn’t be there until the 16th. A week and a half sounded like a long time for a company that has such efficient… [Keep reading]

Are You Eligible For Student Loan Forgiveness?

student loans forgiveness

Today we have a guest post from Matthew Jade. If you’re interested in guest posting here, check out the guidelines. Enjoy! Student loans are toxic to the middle class, pushing some people move to extreme options like bankruptcy or selling off their valuable possessions when they can’t find other ways to get out of their debt. What… [Keep reading]

How We’re Saving $1,000 a Year on Our Cell Phone Bill

cell phone bill

If you haven’t been convinced about how awesome Republic Wireless is yet, I’ve got one more reason for you: saving over $1,000/year with our $35/month cell phone bill. And that’s not just for one of us, that’s for the both of us. Republic Wireless: A Love Story Republic Wireless and I began our love affair in December… [Keep reading]

3 Reasons Why You Shouldn’t Take My Advice

you shouldn't take my advice

I know, that’s kind of a weird thing to say for someone who finds lots of joy in writing his opinions about money all day. But the really are some good reasons why you shouldn’t take my advice, or anyone else’s for that matter. 1. Personal finance is personal My absolute favorite thing about being part of a… [Keep reading]

5 Ways to Manage Being a Work-From-Home Mom

work-from-home mom

Today I’m excited to have a guest post from my friend Sarah Brooks, who’s a rock star blogger and a work-from-home mom.  I’m a work-from-home mom of two little girls, ages two and one. If you’d have asked me two years ago what I’d be doing now, I never in my wildest dreams would have… [Keep reading]

Why Counting Calories Doesn’t Work

counting calories doesn't work

In the four years since my wife and I have been married, I have gained (at the peak) 40 lbs. Surprisingly (or not), 30 of that came during 2014. Between the stress of family issues, living on my own for a couple of months (nachos for a week, anyone?), and having little spare time to exercise… [Keep reading]

$100 Amazon Gift Card Giveaway

gift card giveaway

Hey y’all! I’ve been thinking lately that it’s been a LONG time since the last time (and first time) I’ve done a giveaway. Honestly, I’d love to do one every month, but with our current push to stay in the positive on our net worth and pay off our debt, and a baby on the… [Keep reading]

The Benefits of Tithing


For as long as I can remember, I’ve been paying a tithe on my income. I donate 10% of my monthly income to my church, which is used to build and maintain churches and temples, support missionaries, foster education (my tuition at the church-owned university was subsidized) and bolster family history research programs. In addition to that, my… [Keep reading]

My Goals for 2015

Goals for 2015

I’ve always been torn on New Year’s resolutions. On one hand, I find it valuable to use the end of the year to evaluate where you are and how you want to change. On the other hand, most New Year’s resolutions tend to be goals in name only (I’m one of the schlubs that gets… [Keep reading]