Spreading the Gospel: Memorial Day Version

I'm thinking this would be nice this weekend, minus the two people blocking my view of the beach!

Memorial Day Weekend is here! Yay! And, like I mentioned this week, I’m stoked. I can’t wait for the summer to get here. Hopefully, the weather will be nice enough that we can either find a beach or a pool to hit this weekend. I’m sure many of you will be doing the same. So,… [Keep reading]

When Hobbies Go Bad: The Downside of Saying “Yes”

Are you someone that always says "yes" when you're asked? Hobbies could be costing you a lot of time and money. Watch for these potential downsides!

It’s official y’all, I have way too many hobbies and interests. (I guess that makes me a victim of being too well-rounded?!) On top of working like a maniac at my full-time job, part-time job, home business, and my online entrepreneurial pursuits, I’ve also taken on a lot of volunteer work for my community. I… [Keep reading]

Frugal Things to Do on Memorial Day

Looking for frugal things to do on Memorial Day? Use these tips to kick-off Summer with a blast, all while staying within your budget.

Hey everybody! Memorial Day is less than a week away, which means that the unofficial start of Summer is almost here! I’m so excited I feel like I may wet myself! I love the summertime. In fact, there isn’t a thing that I don’t like about it – except maybe mosquitos and 100 degree heat…. [Keep reading]

Should You Pay Off Debt with a Laser Focus?

There are lots of opinions about how to pay off debt, but aren't all financial priorities important? Should your approach be laser focused or balanced?

As you know, there are several different types of bloggers in the personal finance community. There are the ones focused on paying off debt (like me), there are those who are focused on saving for early retirement, and there are those who are frugal so they pursue their passion no matter how little it pays…. [Keep reading]

Finding the Right Insurance Products to Protect Your Family

Nobody likes to pay money for something that you may not use, but finding the right insurance products can protect your wealth and your family.

Nobody likes to pay money for a service that has no return. That is why some people balk at the thought of purchasing insurance products. Why spend money on something that you may never use? The answer to that question can be two-fold. First, in certain circumstances, it is the law. You can’t go drive… [Keep reading]

The Problem With Being Well-Rounded

Being well-rounded is something that we generally encourage in our society. But is this "jack of all trades, master of none" attitude holding some back?

Today, we live in a world that is so focused on shaping us into people who are mediocre at everything but masters of nothing. This jack-of-all-trades mentality is something we participate in from a young age, before we are even aware that that’s what is going on. As young children we take classes on every… [Keep reading]

Dumb Money Moves – Spending My Last $20 at the Club

Time of Our Lives

So, I was listening to the radio the other day and I on came this catchy dance song. I’m sure you’ve probably heard the tune. It’s this little ditty by Pitbull and Ne-Yo called “Time of Our Lives.” They lyrics go a little something like this:   I knew my rent was gon’ be late… [Keep reading]

How to Pay Off Debt Without Giving Up Your Lifestyle

Learning to pay off debt can be difficult. Giving up your lifestyle can be even more difficult. But you don't have to give up everything to pay off debt!

Getting out of debt is hard. Usually it requires sitting down evaluating your spending habits, creating a new budget, and cutting some expenses. The first things that usually get cut from your budget to make room for extra debt payments are the things that make your lifestyle comfortable – like cable TV, regular hair appointments… [Keep reading]

2 Reasons Why Owing Money to Family is Tough

2 Reasons Owing Money to Family Can be Tough

When I graduated from college and was looking for a place to live in my hometown, my options were very limited. There aren’t many places for rent in my rural hometown, so buying a house seemed like my only option (although now I know differently). The bad thing about deciding to buy a house is… [Keep reading]

3 Money Problems to Fix If You Want to Be Rich

Everybody makes mistakes with their money. The key is to correct them ASAP. Here are 3 money problems you need to fix if you want to be rich.

Ask any financial advisor which question they get the most, and they’ll probably tell you it’s this: “How can I get rich quick?” Most of the time, the answer is simpler than you’d imagine: save more. This can mean spending less, investing wisely, or both. Unfortunately, far too many people do the exact opposite. They… [Keep reading]